There is a huge distinction between charity and welfare—charity comes the heart, welfare comes the barrel of a gun. Charity is about voluntary benevolence; welfare is about compulsion, the forcible theft of one’s property for someone else’s benefit. Someone you don’t know, or might find reprehensible and undeserving of one dime of your money.
So, the next time the subject comes up among an ignorant group of social justice warriors, point out the distinction between charity and welfare. All you have to lose is the friendship of a bunch of dumb-ass social justice warriors.